Life-Health-Annuity
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Health Insurance
We don’t build coverage until you approve of our insurance model to the very last detail. And thanks to our outstanding three-step process, we’re confident you’ll love our work.  
​The insurance model happens like this:
  • Initial consultation between you and a lead consultant or guide
  • Formal review of your initial coverage and concerns
  • A insurance model customized for your approval. So we get it right the first time.
     Learn More »​ 
Annuities 
It’s a thrill to feel you and your family are protected . Our lead consultants and guides can help ease the confusing process. Each one has the training and education to answer all your questions.


The annuity process happens like this:

  • Initial consultation between you and a lead consultant or guide
  • ​Formal review of your concerns, budget, lifestyle and a pre-risk assessment.
  • ​We customize a special annuity model down to the littlest detail for your approval. Learn More »

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Were Here To Inform And Educate America, One Client At A Time.

Protect Your Family and Future With Only The Insurance You Need.

A company represents a “culture.” It is the coming together of people around a common set of values, beliefs, and purpose. It is about our customers achieving peace of mind. That's why at Life- Health -Annuity we aim to eradicate the epidemic of medical bankruptcy by empowering our clients through education.  Many clients have a false sense of security regarding what their health insurance will cover in the case of an illness; others don’t know that Living Benefits exist to help them bridge that gap!  Were here to inform and educate America about insurance coverage, one client at a time.

Your insurance needs + our process

Don’t trust your insurance concerns to just anyone. We use a stringent, client-centric process to ensure collaboration occurs at every critical junction and that you’re informed every step of the way.

Group Insurance 
Your employees are depending on you to provide the right benefits against rising medical cost. Protect your employees and their families as well as your business, with the right benefits to ensure the over all health of your company and staff.


The process happens like this:
  • Initial consultation between you and a lead consultant or guide
  • ​An evaluation of budget, concerns, coverage and customized options
  • ​Follow up meeting with you to answer questions and get your stamp of approval​Learn More »
Life Insurance
Our planning process is built around you. You’ll collaborate with our world-renowned consultants and guides to meticulously plan every detail without breaking your budget.


The planning phase happens like this: 
  • Initial consultation between you and a lead consultant or guide
  • Detailed plan and budgeting customized to your needs
  • Follow up meeting with you to answer questions and get your stamp of approval

    Learn More »